Protect Your Income with
Disability Insurance
Your ability to earn an income is one of your most valuable financial assets. Disability insurance provides income replacement if an illness or injury prevents you from working, ensuring that you and your family remain financially secure.
Why Disability Insurance is Essential
- Replaces lost income so you can cover your expenses while unable to work.
- Ensures you can continue mortgage or rent payments, utilities, and daily living costs.
- Protects against the long-term financial impact of a disabling condition.
Types of Disability Insurance We Offer
Short-Term Disability Insurance
- Provides coverage for a few months to a year.
- Typically covers 60-80% of your income.
- Ideal for temporary injuries or recovery periods.
Long-Term Disability Insurance
- Covers extended disabilities lasting several years or until retirement.
- Pays a percentage of income (usually 50-70%).
- Designed for serious illnesses, injuries, or chronic conditions.
Who Needs Disability Insurance?
Anyone who relies on their paycheck to pay for living expenses should consider disability insurance, including:
- Self-employed individuals.
- Business owners.
- Professionals in physically demanding jobs.
- Anyone without significant savings to cover lost income.
Why Choose Goldstein Financial?
Custom Coverage Options – We tailor policies to fit your occupation, income, and lifestyle.
Independent Advice – We shop across multiple insurers for the best coverage and rates.
Long-Term Security – We ensure your financial future is protected.